Terms and Conditions

These Terms and Conditions ("Terms") govern your access to and use of the Fonte Capitanca website and services. Please read them carefully. By accessing or using our services, you agree to be bound by these Terms.

1. Acceptance of Terms

By creating an account, submitting a request for invitation, or otherwise using any part of the Fonte Capitanca website or associated services (the "Services"), you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must not use the Services.

2. Eligibility

Use of the Services is intended for individuals who are legally capable of entering into binding contracts under applicable law. By using the Services, you represent and warrant that you meet this requirement and that all information you provide to us is accurate, current, and complete.

3. Nature of the Services

Fonte Capitanca provides informational content, tools, and access to wealth management services described on this website. Nothing on this website constitutes a guarantee of investment performance or a solicitation to buy or sell any specific financial instrument. Any engagement for advisory or managed services is subject to separate onboarding documentation and a distinct client agreement, which will set out the specific terms, fees, and obligations applicable to that engagement.

4. Investment Risk Disclosure

All investments carry risk, including the possible loss of principal. Past performance, whether referenced on this website or in any accompanying materials, is not indicative of future results. Market conditions, economic factors, and other variables outside our control may affect outcomes. You should carefully consider your own financial situation and risk tolerance, and where appropriate, seek independent financial, tax, or legal advice before making any investment decision.

5. Account Responsibilities

If you are provided with access credentials to any part of the Services, you are responsible for maintaining the confidentiality of those credentials and for all activity that occurs under your account. You agree to notify us promptly of any unauthorized use of your account or any other breach of security.

6. Acceptable Use

You agree not to use the Services for any unlawful purpose, to misrepresent your identity, to interfere with the proper functioning of the website, to attempt unauthorized access to our systems, or to use any automated means to extract data from the website without our prior written consent.

7. Intellectual Property

All content on this website, including text, graphics, logos, charts, and software, is the property of Fonte Capitanca or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any part of this website without our prior written permission.

8. Third-Party Links and Services

The website may contain links to third-party websites or services that are not owned or controlled by Fonte Capitanca. We are not responsible for the content, accuracy, or practices of any third-party sites, and inclusion of any link does not imply endorsement.

9. Disclaimers

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

10. Limitation of Liability

To the fullest extent permitted by applicable law, Fonte Capitanca and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, arising out of or in connection with your use of, or inability to use, the Services, regardless of the legal theory on which such liability is based.

11. Indemnification

You agree to indemnify and hold harmless Fonte Capitanca, its officers, employees, and affiliates from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your breach of these Terms or your misuse of the Services.

12. Changes to the Terms

We may update these Terms from time to time to reflect changes in our practices or for legal, regulatory, or operational reasons. Any changes will be posted on this page with a revised effective date. Your continued use of the Services after such changes constitutes your acceptance of the updated Terms.

13. Termination

We reserve the right to suspend or terminate your access to the Services at any time, with or without notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Fonte Capitanca, other users, or third parties.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it enforceable.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Fonte Capitanca operates, without regard to its conflict of law principles. This section is provided as a general placeholder and should be reviewed and finalized by qualified legal counsel prior to publication.

16. Contact

Questions regarding these Terms should be directed to Fonte Capitanca through the contact channels provided on our website.

This document is a general template provided for informational purposes only and does not constitute legal advice. It should be reviewed and customized by a qualified legal professional to ensure compliance with applicable laws and regulations before use.